Quick Insurance Quotes >>

7115 Orchard Lake Road, Suite 500 | West Bloomfield, MI 48322
Menu Menu
Facebook Twitter LinkedIn Yelp RSS
Types of Insurance Menu

Long Term Care

What is Long Term Care?
Long Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age. The goal of long-term care services is to help you maximize your independence and functioning at a time when you are unable to be fully independent.
bwmanwoman
Rising life expectancy means that the potential need for “long-term care” grows with every passing year of your life. The likelihood is that you or a member of your family will need long-term assistance due to a prolonged illness, a disability, or general deterioration of your health and ability to perform routine daily activities. Most long term care expenses are not covered by Social Security or Medicare, Medicare Supplement (“Medigap”), or private health insurance. Medicaid pays for nearly half of all nursing home care, but you must meet federal poverty guidelines and may have to “spend down” most of your assets on health care.

Did You know that Long Term Care is Tax Deductible?

Long Term Care Includes:

  • Personal Care
  • Bathing
  • Bathing
  • Nursing Care
  • Medications
  • Care Review
  • Therapeutic and Rehabilitative Care

Contact us about Long Term Care

Any Questions? Call us toll free: 1-800-727-0001 Contact Details