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7115 Orchard Lake Road, Suite 500 | West Bloomfield, MI 48322
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Non Profit Insurance

All entities, large or small, commercial or non-profit require special insurance coverage’s to protect their livelihood, members, and board members. Here at Paragon Underwriters, we can provide the security and protection for all of your insurance and risk management needs.

There are two crucial insurance coverage’s that not-for-profit organizations need to obtain to safeguard their livelihood; Directors & Officers (D&O) Insurance and Employment Practices Liability Insurance.

Interesting facts about Non Profit Organizations:

  • Immunity does not prevent an organization from being sued
  • Immunity typically applies to volunteers, not to paid employees or the organization itself
  • Employment-related laws are the same for any type of organization
  • Over 90% of the claims against Non Profit organizations are Employment Practices-related
  • These Employment Practices claims may include Wrongful Termination, Third Party Sexual Harassment, and Third Party Discrimination
  • Nearly 85% of Non Profits have an annual budget that is less than the average cost to defend a claim closed by litigation

Coverage Highlights

  • Separate Limits of Liability for Directors & officers and Employment Practices Liability claims
  • Defense Outside the Limit of Liability
  • Third Party Sexual Harassment and Discrimination coverage
  • Unlimited Extended Reporting Period for Former Directors and Officers
  • Optional Fiduciary Liability coverage Extension
  • Hammer Clause with 50/50 Split
  • Coverage for both Monetary and Non-Monetary claims included
Any Questions? Call us toll free: 1-800-727-0001 Contact Details